Κριατσώτης Κωνσταντίνος
| Προσωπικές Πληροφορίες | Θέμα ΔΔ: | Financial Sector, Services Transformation and Economic Outcomes: An Agent-Based Modelling Approach |
| Επιβλέπων Καθηγητής: | ΛΕΒΕΝΤΙΔΗΣ Ι. | |
| Μέλος επιτροπής-1: | ΔΟΤΣΗΣ Γ. | |
| Μέλος επιτροπής-2: | ΝΙΚΟΛΕΡΗΣ ΘΕΟΔΩΡΟΣ | |
| Ηλεκτρονικό Ταχυδρομείο: | ||
| Προσωπική Ιστοσελίδα: | ||
| Περίληψη Διδακτορικής Διατριβής | Ελληνικά | |
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Η παρούσα διατριβή διερευνά τη σύνθετη σχέση μεταξύ του χρηματοπιστωτικού τομέα, των μετασχηματισμών των υπηρεσιών και των οικονομικών αποτελεσμάτων μέσω μιας προσέγγισης με βάση agent-based modeling (ABM). Η έρευνα εξετάζει τον τρόπο με τον οποίο οι αλλαγές στις χρηματοπιστωτικές υπηρεσίες -όπως η ψηφιακή τραπεζική, οι καινοτομίες fintech και οι ρυθμιστικές μεταρρυθμίσεις- επηρεάζουν την οικονομική δυναμική τόσο σε μακροοικονομικό όσο και σε μικροοικονομικό επίπεδο. Η μελέτη ξεκινά με μια βιβλιογραφική επισκόπηση που αναδεικνύει τα κενά στην κατανόηση του τρόπου με τον οποίο αυτοί οι μετασχηματισμοί επηρεάζουν την οικονομική σταθερότητα, την ανάπτυξη και την ανισότητα. Χρησιμοποιώντας agent-based modeling, προσομοιώνονται οι αλληλεπιδράσεις μεταξύ διαφορετικών οικονομικών παραγόντων (π.χ. καταναλωτές, τράπεζες, ρυθμιστικές αρχές) για να παρατηρηθούν οι αναδυόμενες συμπεριφορές και τα αποτελέσματα σε ένα δυναμικό περιβάλλον. | ||
| Αγγλικά | ||
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This thesis explores the intricate relationship between the financial sector, service transformations, and economic outcomes through an agent-based modeling (ABM) approach. The research investigates how changes in financial services—such as digital banking, fintech innovations, and regulatory reforms—affect economic dynamics at both macro and micro levels. The study begins with a literature review that highlights gaps in understanding how these transformations impact economic stability, growth, and inequality. Utilizing agent-based modeling, the author simulates interactions among diverse economic agents (e.g., consumers, banks, regulators) to observe emergent behaviors and outcomes in a dynamic environment. Key findings indicate that innovations in the financial sector can lead to increased efficiency and access to services, but they may also exacerbate inequalities if not managed properly. The model reveals critical thresholds where changes in financial services significantly alter economic stability, emphasizing the importance of regulatory frameworks. Overall, the thesis contributes to both theoretical understanding and practical implications, offering insights into how policymakers can harness financial service transformations to promote sustainable economic growth while mitigating risks. The use of agent-based modeling provides a novel perspective on these complex interactions, making it a valuable addition to the field of economic research. | ||
| Σύντομο Βιογραφικό |
Konstantinos Kriatsotis is an accomplished finance professional with extensive experience in management information systems and financial analysis. Currently serving as the Management Information Director at Attica Bank since April 2020, he has developed a comprehensive system for monitoring bank products and reconciling them with the financial balance sheet, while also implementing automated procedures using Power BI for enhanced reporting on growth metrics and profitability. Prior to this role, he held the position of Deputy Manager in the TAG Budgeting & Financial Management Division at Eurobank, where he managed budgeting processes and provided critical financial insights to upper management. His career also includes significant roles at Hellenic Postbank and Marfin Egnatia Bank, focusing on financial ratios, budgeting, and operational strategy. He began his professional journey at the National Bank of Greece, managing back-office functions in private banking. He holds an MBA from Alba Graduate Business School, a Master of Science in Interactive Multimedia from the University of Westminster, and a Bachelor's degree in Computer Science from UCL. With strong skills in financial analysis, data visualization, and effective communication, he is well-equipped to contribute to complex financial projects | |
| Ερευνητικές εργασίες - Δημοσιεύσεις | ||